The next couple of years will be tough for the retail sector. Monetizing customer behavioral data can help retailers remain profitable while providing banks and credit lenders with an alternative data source for credit scoring first-time credit applicants. The retail...
It’s no secret that South African banks and financial services providers draw on massive volumes of data to make decisions and provide targeted services to middle and upper-income earners. When assessing individual credit applications, for example, banks will draw on...
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