Using Shopping Data to determine Credit Risk

Using Shopping Data to determine Credit Risk

Case Study How Banks use Shopping Data to determine Credit Risk Cross-Industry Collaboration: Banking and Retail Objective Use a retail grocer’s loyalty shopper data as an alternative data source for predicting credit risk among credit invisible applicants,...
Targeting active home buyers with home loans

Targeting active home buyers with home loans

Case Study Targeting active home buyers with home loans Cross-Industry Collaboration: Banking and Real Estate Objective Identify and engage with bank customers actively looking for property to offer them timely home loan deals. Overview Both the bank and the property...
Uncovering Home Loan Disintermediation

Uncovering Home Loan Disintermediation

Case Study Uncovering Home Loan Disintermediation Cross-Industry Collaboration: Banking and Real Estate Objective Determine if home loan originators were channelling home loans to competing banks and the extent of this disintermediation among the bank’s clients....
Enhancing Credit Offer Targeting

Enhancing Credit Offer Targeting

Case Study Enhance Credit Offer Targeting Cross-Industry Collaboration: Grocery Retailer, Bank and Data Bureau Objective Improve take-up of credit offers at lower risk and lower cost by targeting only customers that would qualify for a new credit card using the 1st...